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Can I go to any hospital?

After buying health insurance, you can use any hospital, but benefits vary. If you visit a network hospital (partnered with your insurer), you get cashless treatment the insurer settles bills directly. If you choose a non-network hospital, you’ll need to pay upfront and reimburse later by submitting valid documents. That’s why checking the network hospital list is crucial when buying a policy - especially for nearby and specialty hospitals. While you're free to choose any hospital, network hospitals make claims faster, easier, and more convenient for you