ICICI Lombard Health Insurance - Plans & Features

ICICI Lombard Health Insurance - Plans & Features

ICICI Lombard Health Insurance offers a range of plans for individuals and families, covering hospitalization expenses, cashless treatment at network hospitals, and optional add-on benefits. On Apollo 24|7 Insurance, you can compare ICICI Lombard health insurance plans in detail. Check coverage limits, premiums, waiting periods, exclusions, and deductibles so you can choose the policy that fits your health needs and budget.

Premiums Start from

Premiums Start from

452/month

Network Hospitals

Network Hospitals

11,000 +

Find plans starting from ₹20/day*

+ More members
Self

Self

Wife

Wife

Mother

Mother

Father

Father

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Benefits of Choosing ICICI Lombard Health Insurance

ICICI Lombard is one of India’s leading health insurers, known for innovation, strong digital infrastructure, and customer-focused service. Here’s why customers prefer their health policies

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Strong Cashless Network

Access medical care at 11,000+ hospitals across the country with efficient cashless authorizations

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Wide Range of Coverage Options

ICICI Lombard provides medical, wellness, OPD, and hospitalization coverage options to support varied healthcare needs

Know More About ICICI Lombard Health Insurance Plans

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ICICI Lombard Elevate Plan

The ICICI Lombard Elevate Health Insurance plan is designed for individuals and families looking for simple, flexible, and digitally-enabled health protection. It offers hospitalization coverage, pre- and post-hospitalization benefits, wellness features, optional add-ons, and tools to manage your health more proactively.

 

Key Features

 

  • Coverage Options: Wide sum-insured choices (as per ICICI Lombard product version)
  • Room Rent: Eligible room category as per chosen variant
  • Pre & Post-Hospitalization: Expenses covered based on policy terms
  • Day-care Procedures: All medically necessary listed procedures covered
  • Wellness & Rewards: Earn points for completing fitness goals (steps, runs, etc.)

How to Claim ICICI Lombard Health Insurance

Step 1

Visit any ICICI Lombard network hospital

Step 2

Share your policy number and valid ID

Step 3

Hospital sends pre-authorization request

Step 4

On approval, treatment proceeds in cashless manner

Top Add-ons by ICICI Lombard

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Hospital Daily Cash Add-on

What it is: 


Provides a fixed daily cash amount during hospitalization (as per policy variant)

Why it matters:

Helps manage out-of-pocket expenses like travel, meals, and attendants

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Wellness Add-on

What it is: 


Offers additional wellness benefits such as health check-ups, fitness rewards, and teleconsultations (features vary by plan)

Why it matters:

Encourages preventive care and allows users to redeem wellness points for policy-linked benefits

Why Buy from Apollo

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FAQs

What is ICICI Lombard Health Insurance?

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Which ICICI Lombard health insurance plan should I buy?

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Does ICICI Lombard offer cashless hospitalization?

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Is ICICI Lombard Elevate suitable for families?

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Are pre-existing diseases covered under ICICI Lombard Health Insurance?

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Does ICICI Lombard Health Insurance offer tax benefits?

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For assistance, contact us at 9240083729

For assistance, contact us at 9240083729

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