Care Health Insurance – Plans, Features & Benefits

Care Health Insurance (formerly Religare Health Insurance) is an IRDAI-approved insurer known for comprehensive, affordable, and transparent health coverage. With 9,500+ cashless hospitals, 24×7 support, and Care ensures quick, cashless treatment when you need it most.

Premiums Start from

₹322/month

Network Hospitals

₹9,500+

Find plans starting from ₹20/day*

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Benefits of Choosing Care Health Insurance

Wide Cashless Network

Access treatment at over 9,500+ hospitals across India, ensuring you get quality care without upfront payments

Quick & Transparent Claims

95%+ claim settlement ratio with digital-first approvals. You can focus on recovery, not paperwork.

Know more about Care Health Insurance Plans

Ultimate Care Health Insurance

Care Ultimate Health Insurance is the flagship plan from Care Health Insurance, crafted for those who want complete and worry-free medical protection. Offers flexibility to personalize your cover with add-ons like Care Shield and NCB Super.

Key Features

Money-Back Benefit: Get a refund of your first-year base premium after five consecutive claim-free years
Loyalty Boost: Doubles your base sum insured after seven continuous claim-free years
Infinity Boost: Increase your sum insured by 100% each year, irrespective of past claims
No Room-Rent Restriction: Choose any room category during hospitalisation without deductions
Comprehensive Coverage: Includes hospitalisation, day-care, domiciliary treatment, and optional global emergency coverage

Disclaimer: Insurance benefits, features, and eligibility are subject to insurer terms, IRDAI regulations, and policy documents. Please read all details carefully before purchasing.

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How to Claim Care Health insurance

Step 1

Get admitted to any Care Health network hospital for planned or emergency treatment

Step 2

Share your Care policy number and a valid photo ID

Step 3

The hospital sends the request to Care Health; once approved, treatment begins on a cashless basis

Step 4

Care Health settles the approved claim amount directly with the hospital

Top Add-ons by Care Health

Care Shield Add-on

What it is:

An optional add-on that covers non-payable consumables, deductibles, and co-payment amounts during hospitalisation

Why it matters:

 Keeps your claim experience truly cashless by covering hidden hospital expenses (like gloves, syringes, masks, etc.) that are usually excluded under standard policies

No Claim Bonus (NCB) Super Add-on

What it is:  

A reward-based add-on that increases your sum insured by 50% or 100% every year you don’t make a claim, up to a maximum of 300% of the base sum insured

Why it matters:

Encourages healthy living and ensures your coverage grows automatically to meet future medical inflation